Capital that scales with your top line.

Revenue-based financing is built for operators whose monthly revenue is real but variable. Instead of fixed installments, repayments are pegged to a percentage of receipts — meaning slow months don't crush you. The total payback is a fixed multiple of the amount advanced, but the pace at which you pay it down breathes with the business.

Fundivi structures revenue-based financing as an advance against future receipts, with repayments calculated as a percentage of monthly sales. Quiet months mean smaller payments. Strong months let you pay down faster. There are no fixed installments to crush a slow quarter — and no balloon payments waiting for you at the end.

This product fits operators with consistent revenue but variable monthly cash flow — restaurants, retail, e-commerce, professional services, and trade businesses with seasonality. We typically fund inside the same business day for established applicants, and we don't require collateral or a long credit history to qualify.