Turn invoices into capital, today.

Factoring converts your outstanding invoices into immediate working capital. Fundivi advances a percentage of each invoice's face value when it's issued; the customer pays the invoice directly to us at maturity, and we settle the remaining balance back to you minus the factor fee. It's the cleanest way to bridge the gap between work delivered and cash received.

Factoring is built for B2B operators who invoice on long terms — net-30, net-60, net-90 — and need working capital before customers pay. Because the underwriting is anchored to the credit quality of your customers (not yours), it's accessible to younger or thinner-file companies that wouldn't yet qualify for a term loan.

This is built for B2B and B2G operators with creditworthy customers and net-30, net-60, or net-90 terms — staffing firms, manufacturers, transportation companies, government contractors, and wholesale distributors. We work with both notification and non-notification structures, and most relationships scale with your volume rather than capping at a fixed loan amount.